Taiwan

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Cities losing the most jobs

According to a new forecast, the New York area will lose the most jobs in 2009. » 5 cities that won't be hurt

• Mayors skeptical of stimulus benefits
• Taiwan pays citizens to boost economy

http://news.yahoo.com/s/ap/20090119/ap_on_bi_ge/city_job_declines_1

Report: New York to lead US cities in job losses

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Ithaca, N.Y.; Fairbanks, Alaska; and St. George, Utah, are among the handful of the nation's 363 metropolitan areas expected to see employment remain flat or increase slightly.

= local not national (not federal)
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Kleptocracy

http://en.wikipedia.org/wiki/Kleptocracy
A kleptocracy (sometimes cleptocracy, occasionally kleptarchy) (root: klepto+kratein = rule by thieves) is a term applied to a government that extends the personal wealth and political power of government officials and the ruling class (collectively, kleptocrats) at the expense of the population.
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http://en.wikipedia.org/wiki/Kleptocracy#See_also

Dictatorship

Failed state

Lumpenbourgeoisie

Netocracy

Oligarchy

Organized Crime

Political corruption

Raubwirtschaft

http://en.wikipedia.org/wiki/Monopoly

http://en.wikipedia.org/wiki/Kleptocracy#Narcokleptocracy
A narcokleptocracy is a society ruled by "thieves" involved in the trade of narcotics.
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homes for just $1,000 each

Fastest-growing states
The recession has dethroned Nevada as the state with the biggest population growth. » New No. 1 also out West
Where homes are selling for just $1,000 each
Some good news for homeowners
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Fastest-growing states

The recession has dethroned Nevada as the state with the biggest population growth. » New No. 1 also out West

• Where homes are selling for just $1,000 each
• Some good news for homeowners

friendly state II

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Mistakes that hurt retirement

If retirement seems out of reach, you may be making one or more of these common errors. » Never too late

• How to find the right retirement-friendly state
• Ways to retire during a recession

http://finance.yahoo.com/news/8-ways-to-ruin-your-chances-brn-13925607.html

8 ways to ruin your chances to retire

Sheyna Steiner

Monday December 29, 2008, 6:00 am EST

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Last year Bankrate's Financial Literacy survey found that one in five people expect to work until they die.
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For the dedicated workers who aspire to devote their entire lives to propelling the economy forward with their unceasing toil, the dream of not retiring can be achieved in any number of ways. We came up with eight.

Ruin retirement

Spend a lot
Save nothing
Ignore savings vehicles
Disregard taxes
Overestimate portfolio earnings
Miscalculate lifetime earnings
Adopt the ostrich approach
Be ignorant about investments

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Spend too much

... Ralph Lunt, a Certified Financial Planner and Chartered Financial Consultant at Strategic Capital Advisors in Cleveland.

Vacations, new cars, expensive home remodeling can all feel like necessities. "... can I afford it ?" says Lunt. "... maybe if you cut back in other areas you can afford it -- maybe skipping a vacation or not eating out so much."
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(biggest costs: house, vacantions, banking, insurance - sales & tech. force ? - & salary taxes, ...)
save ... for retirement

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Disregard taxes

... people typically think that now that they're retired, they won't have to pay income taxes anymore.

... think they will be in a lower tax bracket, but they may be in a higher one."

... your retirement savings ... distributions will be taxed as ordinary income. "That could be 25 (percent) to 30 percent less in retirement dollars that someone isn't expecting," says Woods.

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Though they're completely unavoidable, taxes have to be considered when planning for retirement income. If you go to all the trouble of saving and then end up with less income than you expect, it can definitely ruin your retirement -- or at least put a damper on it.

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